Grievance Redressal

We are committed to resolving your concerns promptly and fairly. If you are dissatisfied with our services, please use the channels below to raise a grievance.

Last updated: August 1, 2026

ZoLoans is committed to providing the highest standard of service. In the event that you have a complaint or grievance, we have a structured redressal mechanism in place to ensure your concerns are addressed in a timely and transparent manner, in accordance with RBI guidelines for digital lending platforms.

Escalation Levels

1Step 1

Customer Support

Reach out to our customer support team first. Most issues are resolved at this level within 48 hours.

2Step 2

Grievance Officer

If your complaint is not resolved within 7 business days by customer support, escalate to our Grievance Officer.

3Step 3

Regulatory Escalation

If your grievance remains unresolved after 30 days, you may escalate to the relevant regulatory authority.

  • Authority:Reserve Bank of India (RBI)
  • Portal:cms.rbi.org.in
  • Helpline:14448

How to File a Grievance

01

Document Your Complaint

Note down the details of your issue — date of transaction, loan account number, amount involved, and a clear description of the problem.

02

Contact Support

Reach out via email or phone with your complaint details. You will receive an acknowledgement with a unique complaint reference number within 48 hours.

03

Track Your Complaint

Use your complaint reference number to track the status of your grievance. Our team will keep you updated at every stage of the resolution process.

04

Receive Resolution

We aim to resolve all complaints within 30 days. You will receive a written resolution with the outcome and any remedial action taken.

For common questions about loans, eligibility, and repayments, please visit our FAQ page before raising a grievance — your query may already be answered there.

Visit FAQs →

ZoLoans is committed to fair and transparent grievance redressal in accordance with the Reserve Bank of India's guidelines on digital lending. All grievances are treated with strict confidentiality.